Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut.

Also known as The Income Coach. Here's a detailed summary of the episode:

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🎙️ Guest: Steve Selengut

• Veteran private investment manager with over 40 years of experience.
• Author of Retirement Money Secrets, his second book.
• Focuses on helping people achieve income independence through smart investing.
• Runs an educational income investing community.

---

📘 About the Book: Retirement Money Secrets

• Written as a conversational story about a couple on a river cruise who learn about a different approach to retirement investing.
• Emphasizes common sense financial strategies over complex jargon.
• Focuses on closed-end funds as a key investment tool.

---

💡 Key Concepts Discussed 🔒 Closed-End Funds (CEFs)

• One of the oldest investment vehicles, dating back to the 1800s.
• Structured as pass-through trusts that must return 95% of earnings to shareholders.
• Focused on income generation rather than capital appreciation.
• Can invest in stocks, bonds, mutual funds, and ETFs.

🔥 FIRE Movement

• Stands for Financial Independence, Retire Early.
• Steve aligns more with generating sustainable income than early retirement per se.

🎯 Income Independence

• The goal is to generate enough income from investments to replace employment income.
• Allows flexibility to retire, start a business, or pursue other passions.

---

🛡️ The Four Risk Minimizers

1. Quality: Invest only in what you understand and in companies with a proven track record.
2. Diversification: Spread investments across sectors, geographies, and management firms.
3. Income: Only invest in securities that pay dividends or interest.
4. Profit-Taking Discipline: Set target profits (e.g., 5%) and sell when reached, reinvesting gains.

---

💬 Common Sense Investing Tips

• Buy stocks in companies you use or understand (e.g., Home Depot, Apple, Chipotle).
• Use tools like Yahoo Finance or CEFConnect.com to research dividend history and fund performance.
• Avoid speculative or zero-income investments.
• Treat your portfolio like a retail store—sell when profitable and restock wisely.

---

🌐 Connect with Steve Selengut

• Available on Facebook and LinkedIn.
• Offers access to an educational investing community with 450+ members.
• Book includes full contact details and resources.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut.

Also known as The Income Coach. Here's a detailed summary of the episode:

---

🎙️ Guest: Steve Selengut

• Veteran private investment manager with over 40 years of experience.
• Author of Retirement Money Secrets, his second book.
• Focuses on helping people achieve income independence through smart investing.
• Runs an educational income investing community.

---

📘 About the Book: Retirement Money Secrets

• Written as a conversational story about a couple on a river cruise who learn about a different approach to retirement investing.
• Emphasizes common sense financial strategies over complex jargon.
• Focuses on closed-end funds as a key investment tool.

---

💡 Key Concepts Discussed 🔒 Closed-End Funds (CEFs)

• One of the oldest investment vehicles, dating back to the 1800s.
• Structured as pass-through trusts that must return 95% of earnings to shareholders.
• Focused on income generation rather than capital appreciation.
• Can invest in stocks, bonds, mutual funds, and ETFs.

🔥 FIRE Movement

• Stands for Financial Independence, Retire Early.
• Steve aligns more with generating sustainable income than early retirement per se.

🎯 Income Independence

• The goal is to generate enough income from investments to replace employment income.
• Allows flexibility to retire, start a business, or pursue other passions.

---

🛡️ The Four Risk Minimizers

1. Quality: Invest only in what you understand and in companies with a proven track record.
2. Diversification: Spread investments across sectors, geographies, and management firms.
3. Income: Only invest in securities that pay dividends or interest.
4. Profit-Taking Discipline: Set target profits (e.g., 5%) and sell when reached, reinvesting gains.

---

💬 Common Sense Investing Tips

• Buy stocks in companies you use or understand (e.g., Home Depot, Apple, Chipotle).
• Use tools like Yahoo Finance or CEFConnect.com to research dividend history and fund performance.
• Avoid speculative or zero-income investments.
• Treat your portfolio like a retail store—sell when profitable and restock wisely.

---

🌐 Connect with Steve Selengut

• Available on Facebook and LinkedIn.
• Offers access to an educational investing community with 450+ members.
• Book includes full contact details and resources.

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sierra Morgan.

Founder of Rose HR and newly crowned Miss Maryland Corporate America, joins Money Making Conversations Masterclass to discuss her work in HR consulting, caregiving advocacy, and workplace wellness. She shares insights on balancing entrepreneurship, corporate leadership, and her passion for supporting caregivers.

🔑 Key Themes & Highlights

1. Miss Maryland Corporate America & Advocacy

   • Cierra entered the competition to elevate her platform, focusing on caregiving awareness and employee wellness.
   • Corporate America’s mission aligns with her goal of empowering businesswomen beyond beauty, emphasizing leadership and workplace well-being.

2. Entrepreneurship & HR Leadership

   • Founder of Rose HR, a consulting firm helping organizations develop flexible work policies, wellness programs, and caregiving support systems.
   • Works full-time as an HR executive for a nonprofit, balancing multiple roles.
   • Encourages small business owners to invest in HR early to avoid costly mistakes, such as legal issues, lack of structured hiring, and workplace conflicts.

3. Caregiving & Workplace Policies

   • With 15+ years of caregiving experience, Cierra advocates for better corporate policies supporting family caregivers.
   • Expanded her HR consulting to offer caregiving coaching, helping families navigate resources and long-term planning.
   • Highlights the financial and emotional toll of caregiving, including background checks, trust-building, and caregiver burnout.

4. Mental & Emotional Impact of Caregiving

   • Many caregivers experience guilt, burnout, and emotional exhaustion due to balancing work and personal responsibilities.
   • Therapy, self-care, and community support are essential for managing the pressures of caregiving.
   • Stresses the need for workplace awareness and flexible policies to accommodate employees in caregiving roles.

5. HR Best Practices for Business Owners

   • Small businesses often undervalue HR until legal issues arise—recommends having a lawyer, accountant, and HR consultant from the start.
   • Advises entrepreneurs to properly structure hiring processes, create employee handbooks, and implement leadership development programs.
   • Helps business owners understand salary expectations, job structuring, and competitive benefits packages.

6. Future Projects & Legacy

   • Launching Caregiving Compass Academy to provide coaching for family caregivers.
   • Continues advocacy through her nonprofit work supporting literacy, arts, and youth empowerment.
   • Hosts podcast "The Bottom Line Is", discussing topics such as relationships, workplace success, and caregiving insights.

📘 Resources & Contact Information
Sierra Morgan’s work is accessible through:
🔗 Website: Rose HR
🔗 Social Media: @CCTheDiva
🔗 Podcast: The Bottom Line Is (Spotify, Apple Podcasts, YouTube)

---

#BEST

#STRAW

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sierra Morgan.

Founder of Rose HR and newly crowned Miss Maryland Corporate America, joins Money Making Conversations Masterclass to discuss her work in HR consulting, caregiving advocacy, and workplace wellness. She shares insights on balancing entrepreneurship, corporate leadership, and her passion for supporting caregivers.

🔑 Key Themes & Highlights

1. Miss Maryland Corporate America & Advocacy

   • Cierra entered the competition to elevate her platform, focusing on caregiving awareness and employee wellness.
   • Corporate America’s mission aligns with her goal of empowering businesswomen beyond beauty, emphasizing leadership and workplace well-being.

2. Entrepreneurship & HR Leadership

   • Founder of Rose HR, a consulting firm helping organizations develop flexible work policies, wellness programs, and caregiving support systems.
   • Works full-time as an HR executive for a nonprofit, balancing multiple roles.
   • Encourages small business owners to invest in HR early to avoid costly mistakes, such as legal issues, lack of structured hiring, and workplace conflicts.

3. Caregiving & Workplace Policies

   • With 15+ years of caregiving experience, Cierra advocates for better corporate policies supporting family caregivers.
   • Expanded her HR consulting to offer caregiving coaching, helping families navigate resources and long-term planning.
   • Highlights the financial and emotional toll of caregiving, including background checks, trust-building, and caregiver burnout.

4. Mental & Emotional Impact of Caregiving

   • Many caregivers experience guilt, burnout, and emotional exhaustion due to balancing work and personal responsibilities.
   • Therapy, self-care, and community support are essential for managing the pressures of caregiving.
   • Stresses the need for workplace awareness and flexible policies to accommodate employees in caregiving roles.

5. HR Best Practices for Business Owners

   • Small businesses often undervalue HR until legal issues arise—recommends having a lawyer, accountant, and HR consultant from the start.
   • Advises entrepreneurs to properly structure hiring processes, create employee handbooks, and implement leadership development programs.
   • Helps business owners understand salary expectations, job structuring, and competitive benefits packages.

6. Future Projects & Legacy

   • Launching Caregiving Compass Academy to provide coaching for family caregivers.
   • Continues advocacy through her nonprofit work supporting literacy, arts, and youth empowerment.
   • Hosts podcast "The Bottom Line Is", discussing topics such as relationships, workplace success, and caregiving insights.

📘 Resources & Contact Information
Sierra Morgan’s work is accessible through:
🔗 Website: Rose HR
🔗 Social Media: @CCTheDiva
🔗 Podcast: The Bottom Line Is (Spotify, Apple Podcasts, YouTube)

---

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sierra Morgan.

Founder of Rose HR and newly crowned Miss Maryland Corporate America, joins Money Making Conversations Masterclass to discuss her work in HR consulting, caregiving advocacy, and workplace wellness. She shares insights on balancing entrepreneurship, corporate leadership, and her passion for supporting caregivers.

🔑 Key Themes & Highlights

1. Miss Maryland Corporate America & Advocacy

   • Cierra entered the competition to elevate her platform, focusing on caregiving awareness and employee wellness.
   • Corporate America’s mission aligns with her goal of empowering businesswomen beyond beauty, emphasizing leadership and workplace well-being.

2. Entrepreneurship & HR Leadership

   • Founder of Rose HR, a consulting firm helping organizations develop flexible work policies, wellness programs, and caregiving support systems.
   • Works full-time as an HR executive for a nonprofit, balancing multiple roles.
   • Encourages small business owners to invest in HR early to avoid costly mistakes, such as legal issues, lack of structured hiring, and workplace conflicts.

3. Caregiving & Workplace Policies

   • With 15+ years of caregiving experience, Cierra advocates for better corporate policies supporting family caregivers.
   • Expanded her HR consulting to offer caregiving coaching, helping families navigate resources and long-term planning.
   • Highlights the financial and emotional toll of caregiving, including background checks, trust-building, and caregiver burnout.

4. Mental & Emotional Impact of Caregiving

   • Many caregivers experience guilt, burnout, and emotional exhaustion due to balancing work and personal responsibilities.
   • Therapy, self-care, and community support are essential for managing the pressures of caregiving.
   • Stresses the need for workplace awareness and flexible policies to accommodate employees in caregiving roles.

5. HR Best Practices for Business Owners

   • Small businesses often undervalue HR until legal issues arise—recommends having a lawyer, accountant, and HR consultant from the start.
   • Advises entrepreneurs to properly structure hiring processes, create employee handbooks, and implement leadership development programs.
   • Helps business owners understand salary expectations, job structuring, and competitive benefits packages.

6. Future Projects & Legacy

   • Launching Caregiving Compass Academy to provide coaching for family caregivers.
   • Continues advocacy through her nonprofit work supporting literacy, arts, and youth empowerment.
   • Hosts podcast "The Bottom Line Is", discussing topics such as relationships, workplace success, and caregiving insights.

📘 Resources & Contact Information
Sierra Morgan’s work is accessible through:
🔗 Website: Rose HR
🔗 Social Media: @CCTheDiva
🔗 Podcast: The Bottom Line Is (Spotify, Apple Podcasts, YouTube)

---

#BEST

#STRAW

#SHMS

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Erica Gwyn.  

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🎙️ Interview Summary: Erica Gwyn on Money Making Conversations Masterclass Purpose of the Interview

To spotlight Erica Gwyn’s journey as a faith-driven entrepreneur, her work with nonprofits through her company Nonprofit Guru LLC, and her educational initiatives including Seven Oaks Academy Montessori. The interview aims to inspire listeners by sharing Erica’s story of resilience, leadership, and community impact, while offering practical advice for nonprofit founders and small business owners.

---

🧭 Interview Outline 1. Introduction

• Host Rushion McDonald introduces the show and its mission to inspire and educate entrepreneurs.
• Erica Gwyn is welcomed as the founder and CEO of Nonprofit Guru LLC and Seven Oaks Academy Montessori.

2. Background & Career Journey

• Erica shares her early experiences, including working with Spelman College and Habitat for Humanity.
• She discusses her expertise in grant writing and nonprofit management.

3. Nonprofit Guru LLC

• Origin of the name “Nonprofit Guru” from her cousin, an attorney.
• Focuses on helping nonprofits with fundraising, board development, and strategy.
• Works with organizations that have at least \$300,000 in revenue and an existing board.

4. Common Mistakes in Nonprofit Startups

• Placing unqualified family members on boards.
• Lack of understanding of board responsibilities, especially fundraising.
• Over-reliance on grants without diversifying funding sources.

5. Board Development Advice

• Ideal board size: 5–7 members to avoid deadlocks.
• Seek members with legal, accounting, program design, and volunteer coordination expertise.
• Importance of board training programs like United Way’s VIP program.

6. Faith-Driven Entrepreneurship

• Erica shares her personal story of becoming a single mother at 19 and losing her child’s father.
• Her journey of healing through service and community involvement.

7. Seven Oaks Academy Montessori

• Purchased an existing preschool and transformed it into a boutique Montessori school.
• Focus on cradle-to-pre-K education with plans to expand after-school and summer programs.
• Offers unique features: professional chef, small class sizes, diverse staff, on-site therapy, and classroom cameras for parental viewing.

8. Summer Camp & Educational Expansion

• Originated from a math and science summer camp inspired by her son Cameron.
• Plans to revive the camp and expand educational offerings.
• Emphasis on creating a cradle-to-college pipeline for students.

9. Marketing & Branding

• Erica acknowledges the need to improve her visibility and branding.
• Encouraged by Rushion to relaunch her website and promote her services more actively.

---

💡 Key Takeaways

• Authenticity & Expertise Matter: Erica’s credibility stems from her hands-on experience and passion for nonprofit work.
• Board Composition is Crucial: A well-trained, committed board is essential for nonprofit success.
• Diversify Funding Sources: Don’t rely solely on grants—explore individual giving, estate planning, and in-kind donations.
• Faith & Purpose Drive Success: Erica’s personal challenges fueled her commitment to community service and entrepreneurship.
• Education is Empowerment: Her Montessori school and summer camps aim to provide foundational learning and long-term academic success.
• Marketing is Essential: Visibility and branding are key to expanding impact and reaching the right audience.

---

🗣️ Notable Quotes

• “You’re a nonprofit guru—you know nonprofits in your sleep.”
• “Your board’s primary job is to be a fundraiser.”
• “I’m a faith-driven entrepreneur. I walk in my purpose and that is a gift.”
• “Community means accepting and respecting people and organizations working together in an ecosystem.”
• “I started giving back to others, and I loved it. I’ve never known how to turn it off.”
• “You have a

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Erica Gwyn.  

---

🎙️ Interview Summary: Erica Gwyn on Money Making Conversations Masterclass Purpose of the Interview

To spotlight Erica Gwyn’s journey as a faith-driven entrepreneur, her work with nonprofits through her company Nonprofit Guru LLC, and her educational initiatives including Seven Oaks Academy Montessori. The interview aims to inspire listeners by sharing Erica’s story of resilience, leadership, and community impact, while offering practical advice for nonprofit founders and small business owners.

---

🧭 Interview Outline 1. Introduction

• Host Rushion McDonald introduces the show and its mission to inspire and educate entrepreneurs.
• Erica Gwyn is welcomed as the founder and CEO of Nonprofit Guru LLC and Seven Oaks Academy Montessori.

2. Background & Career Journey

• Erica shares her early experiences, including working with Spelman College and Habitat for Humanity.
• She discusses her expertise in grant writing and nonprofit management.

3. Nonprofit Guru LLC

• Origin of the name “Nonprofit Guru” from her cousin, an attorney.
• Focuses on helping nonprofits with fundraising, board development, and strategy.
• Works with organizations that have at least \$300,000 in revenue and an existing board.

4. Common Mistakes in Nonprofit Startups

• Placing unqualified family members on boards.
• Lack of understanding of board responsibilities, especially fundraising.
• Over-reliance on grants without diversifying funding sources.

5. Board Development Advice

• Ideal board size: 5–7 members to avoid deadlocks.
• Seek members with legal, accounting, program design, and volunteer coordination expertise.
• Importance of board training programs like United Way’s VIP program.

6. Faith-Driven Entrepreneurship

• Erica shares her personal story of becoming a single mother at 19 and losing her child’s father.
• Her journey of healing through service and community involvement.

7. Seven Oaks Academy Montessori

• Purchased an existing preschool and transformed it into a boutique Montessori school.
• Focus on cradle-to-pre-K education with plans to expand after-school and summer programs.
• Offers unique features: professional chef, small class sizes, diverse staff, on-site therapy, and classroom cameras for parental viewing.

8. Summer Camp & Educational Expansion

• Originated from a math and science summer camp inspired by her son Cameron.
• Plans to revive the camp and expand educational offerings.
• Emphasis on creating a cradle-to-college pipeline for students.

9. Marketing & Branding

• Erica acknowledges the need to improve her visibility and branding.
• Encouraged by Rushion to relaunch her website and promote her services more actively.

---

💡 Key Takeaways

• Authenticity & Expertise Matter: Erica’s credibility stems from her hands-on experience and passion for nonprofit work.
• Board Composition is Crucial: A well-trained, committed board is essential for nonprofit success.
• Diversify Funding Sources: Don’t rely solely on grants—explore individual giving, estate planning, and in-kind donations.
• Faith & Purpose Drive Success: Erica’s personal challenges fueled her commitment to community service and entrepreneurship.
• Education is Empowerment: Her Montessori school and summer camps aim to provide foundational learning and long-term academic success.
• Marketing is Essential: Visibility and branding are key to expanding impact and reaching the right audience.

---

🗣️ Notable Quotes

• “You’re a nonprofit guru—you know nonprofits in your sleep.”
• “Your board’s primary job is to be a fundraiser.”
• “I’m a faith-driven entrepreneur. I walk in my purpose and that is a gift.”
• “Community means accepting and respecting people and organizations working together in an ecosystem.”
• “I started giving back to others, and I loved it. I’ve never known how to turn it off.”
• “You have a

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Erica Gwyn.  

---

🎙️ Interview Summary: Erica Gwyn on Money Making Conversations Masterclass Purpose of the Interview

To spotlight Erica Gwyn’s journey as a faith-driven entrepreneur, her work with nonprofits through her company Nonprofit Guru LLC, and her educational initiatives including Seven Oaks Academy Montessori. The interview aims to inspire listeners by sharing Erica’s story of resilience, leadership, and community impact, while offering practical advice for nonprofit founders and small business owners.

---

🧭 Interview Outline 1. Introduction

• Host Rushion McDonald introduces the show and its mission to inspire and educate entrepreneurs.
• Erica Gwyn is welcomed as the founder and CEO of Nonprofit Guru LLC and Seven Oaks Academy Montessori.

2. Background & Career Journey

• Erica shares her early experiences, including working with Spelman College and Habitat for Humanity.
• She discusses her expertise in grant writing and nonprofit management.

3. Nonprofit Guru LLC

• Origin of the name “Nonprofit Guru” from her cousin, an attorney.
• Focuses on helping nonprofits with fundraising, board development, and strategy.
• Works with organizations that have at least \$300,000 in revenue and an existing board.

4. Common Mistakes in Nonprofit Startups

• Placing unqualified family members on boards.
• Lack of understanding of board responsibilities, especially fundraising.
• Over-reliance on grants without diversifying funding sources.

5. Board Development Advice

• Ideal board size: 5–7 members to avoid deadlocks.
• Seek members with legal, accounting, program design, and volunteer coordination expertise.
• Importance of board training programs like United Way’s VIP program.

6. Faith-Driven Entrepreneurship

• Erica shares her personal story of becoming a single mother at 19 and losing her child’s father.
• Her journey of healing through service and community involvement.

7. Seven Oaks Academy Montessori

• Purchased an existing preschool and transformed it into a boutique Montessori school.
• Focus on cradle-to-pre-K education with plans to expand after-school and summer programs.
• Offers unique features: professional chef, small class sizes, diverse staff, on-site therapy, and classroom cameras for parental viewing.

8. Summer Camp & Educational Expansion

• Originated from a math and science summer camp inspired by her son Cameron.
• Plans to revive the camp and expand educational offerings.
• Emphasis on creating a cradle-to-college pipeline for students.

9. Marketing & Branding

• Erica acknowledges the need to improve her visibility and branding.
• Encouraged by Rushion to relaunch her website and promote her services more actively.

---

💡 Key Takeaways

• Authenticity & Expertise Matter: Erica’s credibility stems from her hands-on experience and passion for nonprofit work.
• Board Composition is Crucial: A well-trained, committed board is essential for nonprofit success.
• Diversify Funding Sources: Don’t rely solely on grants—explore individual giving, estate planning, and in-kind donations.
• Faith & Purpose Drive Success: Erica’s personal challenges fueled her commitment to community service and entrepreneurship.
• Education is Empowerment: Her Montessori school and summer camps aim to provide foundational learning and long-term academic success.
• Marketing is Essential: Visibility and branding are key to expanding impact and reaching the right audience.

---

🗣️ Notable Quotes

• “You’re a nonprofit guru—you know nonprofits in your sleep.”
• “Your board’s primary job is to be a fundraiser.”
• “I’m a faith-driven entrepreneur. I walk in my purpose and that is a gift.”
• “Community means accepting and respecting people and organizations working together in an ecosystem.”
• “I started giving back to others, and I loved it. I’ve never known how to turn it off.”
• “You have a

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Foos.

Founder of Foos Financial Services, joins Money Making Conversations Masterclass to discuss her journey from owning a salon to launching a multi-faceted financial services firm. Based in Camp Springs, Maryland, her business offers tax services, a podcast studio, event space, and consulting, demonstrating the power of multiple streams of income.

🔑 Key Themes & Highlights

1. Entrepreneurship & Business Growth

   • Laura started as a salon owner and transitioned into financial services after recognizing the need for structured business finances among entrepreneurs.
   • Initially hesitant about taxes, she was convinced by a longtime friend to explore the industry, leading to 10 successful seasons in tax preparation.

2. Multiple Streams of Income

   • Purchased commercial property to expand from salon ownership to financial services.
   • The space now includes a photography studio, podcast studio, and event planning space, allowing rental income to cover business expenses.

3. Financial Literacy & Business Structuring

   • Emphasizes the importance of proper tax planning for business owners to ensure they qualify for loans and financial opportunities.
   • Encourages entrepreneurs to set aside money annually to pay taxes and invest in their business growth.

4. Women in Business & Mentorship

   • Created a business networking group called Confessions of a Boss Lady, with 400+ members, to help women navigate entrepreneurship.
   • Believes in giving back and mentoring aspiring business owners, sharing real-life insights via social media and workshops.

5. My Tax Box Product

   • Developed My Tax Box, a DIY tax organization kit for individuals and small businesses to track income, expenses, and potential deductions.
   • Available online as a structured financial management tool for those who can’t afford bookkeeping services.

6. Social Media & Brand Visibility

   • Invested in professional branding, working with Ronnie Brown to overhaul her social media presence.
   • Deleted old content, established a consistent brand identity, and actively shares tax tips and business advice to engage potential clients.

7. Health & Work-Life Balance

   • Faced major health challenges, including a minor heart attack, due to excessive stress and business responsibilities.
   • Learned to delegate tasks, build a reliable team, and focus on strategic growth, rather than handling everything alone.

📘 Resources & Contact Information
Laura Foos' services are accessible through:
🔗 Website: Foos Financial Services
🔗 Social Media: @FoosFinancial

---

#BEST

#STRAW

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.