Steve Harvey Morning Show

Money Talk: She educates listeners on estate planning as a wealth‑preservation strategy

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee.

Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work.

Purpose of the Interview

Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families.
Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.]
Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning.
Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work.

Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney

A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.]
Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death.
Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed.

2) Why Insurance Belongs in the Plan

Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden.
For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat.

3) Minimizing Probate Costs and Taxes

Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages.

4) Special‑Needs and Elder Planning

Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support.
Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later.

5) Business Continuity for Owners

Establish operating agreements and buy‑sell agreements that spell out who runs the busi

May 30, 2026

Money Talk: She educates listeners on estate planning as a wealth‑preservation strategy

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney Whitney Knox Lee.

Explains practical estate‑planning strategies—wills, trusts, powers of attorney—and how entrepreneurs, families, and especially parents of disabled children can protect assets, avoid costly probate, and maintain eligibility for critical benefits. The conversation also touches on integrating insurance with estate planning, small‑business contingency planning, and Lee’s personal mission and background in civil rights work.

Purpose of the Interview

Educate listeners on estate planning as a wealth‑preservation strategy (not just documents)—to reduce court costs, taxes, and confusion for families.
Clarify the differences and roles of wills, trusts, and powers of attorney, including when each is appropriate and how they work together.]
Highlight special considerations for entrepreneurs and families with disabled children or aging relatives, including insurance, operating agreements, and special‑needs planning.
Share Lee’s values and practice approach, including culturally responsive service and sustainable advocacy rooted in prior civil‑rights work.

Key Takeaways 1) Wills vs. Trusts vs. Powers of Attorney

A will is not the plan—it’s just one piece and still goes through probate, which can be slow and expensive; think of a will as a “letter to the judge.]
Revocable living trusts can help families bypass probate, reduce delays, and retain more control over how assets are managed after death.
Powers of attorney (financial and health) are essential for incapacity scenarios; even 18‑year‑olds heading to college should have them so parents can access information if needed.

2) Why Insurance Belongs in the Plan

Life insurance can protect the family’s ability to keep the home by paying off a remaining mortgage or covering living expenses—turning an asset into a sustainable legacy rather than a burden.
For entrepreneurs, key‑person insurance can replace income when the owner can’t work, keeping the business afloat.

3) Minimizing Probate Costs and Taxes

Probate involves court filings and legal fees; in some states fees scale with estate size (example discussed: percentage‑based fees in other jurisdictions), which can significantly erode wealth passed to heirs. Proper planning reduces those leakages.

4) Special‑Needs and Elder Planning

Parents of children on need‑based benefits (e.g., Medicaid) must avoid transfers that jeopardize eligibility; the right trust structures preserve benefits while providing support.
Elder law planning anticipates long‑term care costs (nursing home, assisted living, in‑home care) so families don’t have to deplete assets later.

5) Business Continuity for Owners

Establish operating agreements and buy‑sell agreements that spell out who runs the busi

May 30, 2026

Brand Building: She avocates for leadership, equity, and professional development for Black women in construction.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monique Strong.

President of the Atlanta Chapter of the National Association of Black Women in Construction (NABWIC). Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. Breaking Barriers in Construction

Monique Strong is a trailblazer in a traditionally male-dominated and white-dominated industry.
She leads NABWIC’s Atlanta chapter, advocating for leadership, equity, and professional development for Black women in construction.

2. What “Construction” Really Means

Construction isn’t just hard hats and manual labor—it includes:
- General contracting
- Project management
- Estimating
- Safety coordination
- Architecture and engineering
- Business ownership and development

3. Legacy and Inspiration

Monique’s passion for construction was inspired by her grandfathers and her grandmother, who helped build the home she grew up in.
Her journey includes a degree in engineering from Clark Atlanta University and further training in construction management.

4. Challenges and Triumphs

Faced skepticism from family and industry peers.
Overcame stereotypes and isolation as a young Black woman in construction.
Emphasizes the importance of knowing who you are and embracing your identity as a woman in the field.

5. The Power of Mentorship and Community

NABWIC provides a supportive network for women at all stages of their construction careers.
Weekly calls, mentorship, and shared resources help members grow and succeed.

6. Why Diversity in Construction Matters

Diversity reflects the makeup of the country and brings innovation and detail-oriented excellence to the field.
Inclusion in leadership and contracting opportunities is essential for equity and community development.

💬 Notable Quotes

“You don’t have to be hard. You just have to be hungry.”
“We are the unicorns people are looking for.”
“I like to take something that’s nothing and make it something.”

🎯 Advice for Women in Construction

Get involved with a community like NABWIC that supports your growth.
Seek mentorship from women at all stages—beginning, middle, and end of their careers.
Embrace your uniqueness and use it to lead and innovate.

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

May 30, 2026

Brand Building: She avocates for leadership, equity, and professional development for Black women in construction.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monique Strong.

President of the Atlanta Chapter of the National Association of Black Women in Construction (NABWIC). Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. Breaking Barriers in Construction

Monique Strong is a trailblazer in a traditionally male-dominated and white-dominated industry.
She leads NABWIC’s Atlanta chapter, advocating for leadership, equity, and professional development for Black women in construction.

2. What “Construction” Really Means

Construction isn’t just hard hats and manual labor—it includes:
- General contracting
- Project management
- Estimating
- Safety coordination
- Architecture and engineering
- Business ownership and development

3. Legacy and Inspiration

Monique’s passion for construction was inspired by her grandfathers and her grandmother, who helped build the home she grew up in.
Her journey includes a degree in engineering from Clark Atlanta University and further training in construction management.

4. Challenges and Triumphs

Faced skepticism from family and industry peers.
Overcame stereotypes and isolation as a young Black woman in construction.
Emphasizes the importance of knowing who you are and embracing your identity as a woman in the field.

5. The Power of Mentorship and Community

NABWIC provides a supportive network for women at all stages of their construction careers.
Weekly calls, mentorship, and shared resources help members grow and succeed.

6. Why Diversity in Construction Matters

Diversity reflects the makeup of the country and brings innovation and detail-oriented excellence to the field.
Inclusion in leadership and contracting opportunities is essential for equity and community development.

💬 Notable Quotes

“You don’t have to be hard. You just have to be hungry.”
“We are the unicorns people are looking for.”
“I like to take something that’s nothing and make it something.”

🎯 Advice for Women in Construction

Get involved with a community like NABWIC that supports your growth.
Seek mentorship from women at all stages—beginning, middle, and end of their careers.
Embrace your uniqueness and use it to lead and innovate.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

May 30, 2026

Brand Building: She avocates for leadership, equity, and professional development for Black women in construction.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Monique Strong.

President of the Atlanta Chapter of the National Association of Black Women in Construction (NABWIC). Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. Breaking Barriers in Construction

Monique Strong is a trailblazer in a traditionally male-dominated and white-dominated industry.
She leads NABWIC’s Atlanta chapter, advocating for leadership, equity, and professional development for Black women in construction.

2. What “Construction” Really Means

Construction isn’t just hard hats and manual labor—it includes:
- General contracting
- Project management
- Estimating
- Safety coordination
- Architecture and engineering
- Business ownership and development

3. Legacy and Inspiration

Monique’s passion for construction was inspired by her grandfathers and her grandmother, who helped build the home she grew up in.
Her journey includes a degree in engineering from Clark Atlanta University and further training in construction management.

4. Challenges and Triumphs

Faced skepticism from family and industry peers.
Overcame stereotypes and isolation as a young Black woman in construction.
Emphasizes the importance of knowing who you are and embracing your identity as a woman in the field.

5. The Power of Mentorship and Community

NABWIC provides a supportive network for women at all stages of their construction careers.
Weekly calls, mentorship, and shared resources help members grow and succeed.

6. Why Diversity in Construction Matters

Diversity reflects the makeup of the country and brings innovation and detail-oriented excellence to the field.
Inclusion in leadership and contracting opportunities is essential for equity and community development.

💬 Notable Quotes

“You don’t have to be hard. You just have to be hungry.”
“We are the unicorns people are looking for.”
“I like to take something that’s nothing and make it something.”

🎯 Advice for Women in Construction

Get involved with a community like NABWIC that supports your growth.
Seek mentorship from women at all stages—beginning, middle, and end of their careers.
Embrace your uniqueness and use it to lead and innovate.

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

May 30, 2026

Brand Building: She secured scholarships to fund her college education and turned it into a successful business.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications.

🔑 Key Themes & Highlights

The Inspiration Behind Scholar Ready
- Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills.
- She personally secured scholarships to fund her college education, graduating with minimal student debt.
The Importance of Standardized Test Preparation
- Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities.
- Ledwith emphasized that test scores are crucial for college admissions and financial aid.
Overcoming Barriers to Higher Education
- Many students fear essay writing and test-taking, limiting their scholarship potential.
- Ledwith’s program provides personalized tutoring to build confidence and improve scores.
Scholarship Application Strategies
- Students must research scholarship providers and tailor their essays accordingly.
- She advises applicants to highlight unique qualities beyond grades and test scores.
Encouraging Persistence & Resilience
- Ledwith stresses that rejection is part of the scholarship process and should not discourage students.
- She encourages students to apply widely and refine their applications based on feedback.

📘 About Jennifer Ledwith
Jennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education.

#BEST

#STRAW

#SHMS

#AMI

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

May 30, 2026

Brand Building: She secured scholarships to fund her college education and turned it into a successful business.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications.

🔑 Key Themes & Highlights

The Inspiration Behind Scholar Ready
- Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills.
- She personally secured scholarships to fund her college education, graduating with minimal student debt.
The Importance of Standardized Test Preparation
- Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities.
- Ledwith emphasized that test scores are crucial for college admissions and financial aid.
Overcoming Barriers to Higher Education
- Many students fear essay writing and test-taking, limiting their scholarship potential.
- Ledwith’s program provides personalized tutoring to build confidence and improve scores.
Scholarship Application Strategies
- Students must research scholarship providers and tailor their essays accordingly.
- She advises applicants to highlight unique qualities beyond grades and test scores.
Encouraging Persistence & Resilience
- Ledwith stresses that rejection is part of the scholarship process and should not discourage students.
- She encourages students to apply widely and refine their applications based on feedback.

📘 About Jennifer Ledwith
Jennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education.

#BEST

#STRAW

#SHMS

#AMI

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

May 30, 2026

Brand Building: She secured scholarships to fund her college education and turned it into a successful business.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications.

🔑 Key Themes & Highlights

The Inspiration Behind Scholar Ready
- Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills.
- She personally secured scholarships to fund her college education, graduating with minimal student debt.
The Importance of Standardized Test Preparation
- Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities.
- Ledwith emphasized that test scores are crucial for college admissions and financial aid.
Overcoming Barriers to Higher Education
- Many students fear essay writing and test-taking, limiting their scholarship potential.
- Ledwith’s program provides personalized tutoring to build confidence and improve scores.
Scholarship Application Strategies
- Students must research scholarship providers and tailor their essays accordingly.
- She advises applicants to highlight unique qualities beyond grades and test scores.
Encouraging Persistence & Resilience
- Ledwith stresses that rejection is part of the scholarship process and should not discourage students.
- She encourages students to apply widely and refine their applications based on feedback.

📘 About Jennifer Ledwith
Jennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education.

#BEST

#STRAW

#SHMS

#AMI

See omnystudio.com/listener for privacy information.

May 30, 2026

Brand Building: She secured scholarships to fund her college education and turned it into a successful business.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

She is the founder of Scholar Ready, whose mission is to help students excel in standardized testing and scholarship applications.

🔑 Key Themes & Highlights

The Inspiration Behind Scholar Ready
- Ledwith founded Scholar Ready after realizing many students struggled with scholarships due to weak essay-writing skills.
- She personally secured scholarships to fund her college education, graduating with minimal student debt.
The Importance of Standardized Test Preparation
- Scholar Ready helps students prepare for PSAT, SAT, and ACT exams to unlock scholarship opportunities.
- Ledwith emphasized that test scores are crucial for college admissions and financial aid.
Overcoming Barriers to Higher Education
- Many students fear essay writing and test-taking, limiting their scholarship potential.
- Ledwith’s program provides personalized tutoring to build confidence and improve scores.
Scholarship Application Strategies
- Students must research scholarship providers and tailor their essays accordingly.
- She advises applicants to highlight unique qualities beyond grades and test scores.
Encouraging Persistence & Resilience
- Ledwith stresses that rejection is part of the scholarship process and should not discourage students.
- She encourages students to apply widely and refine their applications based on feedback.

📘 About Jennifer Ledwith
Jennifer Ledwith is an education entrepreneur dedicated to helping students succeed in college admissions and scholarship applications. Through Scholar Ready, she provides tutoring and workshops to improve test scores and essay-writing skills, ensuring students have the financial resources to pursue higher education.

#BEST

#STRAW

#SHMS

#AMI

See omnystudio.com/listener for privacy information.

May 30, 2026

Overcoming the Odds: African American woman rose from baggage handler to become President of JetSuite and Chief Growth Officer at Wheels Up.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Stephanie Chung.

A trailblazer in private aviation and author of Ally Leadership: How to Lead People Who Are Not Like You.

✈️ Key Topics Discussed 1. Stephanie Chung’s Career Journey

Started as a baggage handler.
Rose to become President of JetSuite and Chief Growth Officer at Wheels Up.
One of the few African American women to lead in private aviation.

2. Understanding Private Aviation

Private jets offer flexibility and convenience—you fly on your schedule.
Access to 5,000+ airports vs. 500 for commercial airlines.
Used not just by celebrities, but also high-net-worth individuals and for humanitarian missions.

3. Ally Leadership Philosophy

Today’s workforce includes six generations, diverse ethnicities, genders, neurodiversity, and LGBTQ+ individuals.
Leadership must evolve to meet people where they are.
The book emphasizes inclusive leadership beyond race and gender.

4. Leadership Lessons

Importance of human connection and empathy.
Knowing your team beyond their job titles—understanding their lives and motivations.
Listening is as important as speaking.

5. Generational Differences in the Workplace

Millennials and Gen Z value work-life balance and flexibility.
Older generations often driven by fear of being replaced or missing opportunities.
Leaders must bridge these gaps with understanding and adaptability.

6. The Role of Fear

Fear can hinder growth, especially in older generations.
Fear of technology, being replaced, or taking time off.
Good leadership helps alleviate fear and fosters collaboration.

💬 Memorable Quotes

“You don’t have to be a celebrity to fly private. Most people who do, you’ve never heard of.”
“Ally leadership is not just about race or gender—it’s about everyone.”
“If it’s a problem with millennials, we raised them. Look in the mirror.”
“The differentiator isn’t just your product—it’s the human connection.”
“Decisions are made by people who look left, right, and forward—never behind. Stay in their line of sight.”

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

May 30, 2026